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Blog Posts in 2016

  • Keeping Your Home & Car After Filing for Bankruptcy

    Bankruptcy is generally seen as a “this-for-that” sort of financial solution. You get rid of pieces of your debt through discharges but you also could lose unprotected assets and pieces of property. For so many people who file for bankruptcy, there are two assets that are more important than any others: vehicles and homes. If you stand to lose your car through your bankruptcy filing, getting to ...
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  • What Not to Do Just Before Filing for Bankruptcy

    Successfully completing a bankruptcy means being prepared in many different ways and accomplishing a variety of checklist goals before the official filing even occurs. Among all of the things you must be careful to do, there are a few things you must be careful not to do. Some transactions and behaviors can be seen as suspicious by the bankruptcy court, and if you get on their wrong side, your ...
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  • Top Reasons Why People File for Bankruptcy

    Bankruptcy is shrouded in mystery for most Americans who only know it as a way to get rid of huge amounts of debt. There are many myths that surrounded it, and one of the most prevalent myths is that it is only for people who can’t manage their money and overspent too much, too often. In reality, there are so many reasons a person may need to file for bankruptcy, and most of them involve ...
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  • Should My Business File for Bankruptcy?

    Running a small business is the main source of income for countless Americans. But what happens when the income starts to run dry and profits seem like a thing of the past? Should a business owner close up shop, or should they consider filing for bankruptcy to eliminate debt and keep their storefronts open? There is no clear answer, as each business, owner, and financial situation is unique. ...
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  • How Bankruptcy Can Affect Your Taxes

    A big part of filing for bankruptcy is preparing your exemptions and trying to keep as much of your property and finances as possible. For some people, a large portion of their finances actually comes from their tax return. Can bankruptcy affect the way you file taxes, though, and the outcome for your filing? The answer is a definitive “sometimes.” Many states will allow you to count your tax ...
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  • Will an Automatic Stay from My Bankruptcy Filing Stop Creditors?

    As you feel your debt piling up and getting out of control, the last thing you want to think about is a creditor or collection agency harassing you for money. Although creditors are supposed to be bound by the law and only attempt to collect debt through restricted and formal methods, there are plenty of stories of creditor harassment and persistence become a nightmare for debtors. If you have ...
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  • Keeping Property Through Chapter 7 Bankruptcy Exemptions

    If you have decided that Chapter 7 bankruptcy is the right solution to your overwhelming debt – hopefully a decision you came to with the assistance of a bankruptcy lawyer – you are probably now wondering what, if anything, you will be able to keep once your bankruptcy is over. This is often the top concern for people entering bankruptcy , and understandably so. No one wants to think about giving ...
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  • Connect with Belsky, Weinberg & Horowitz LLC

    In the midst of financial hardship, it can be difficult to know where to turn. Look to the experienced legal team at Belsky, Weinberg & Horowitz LLC for honest, experienced counsel concerning bankruptcy , foreclosure , and other debt relief matters. Together, our Baltimore bankruptcy attorneys have over 100 years of experience. Because our partners are each AV® Rated by Martindale-Hubbell®, you ...
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  • Maryland Court of Appeals Rules that Money Payable for Personal Injury is Exempt from Execution on a Judgment for Child Support Arrearages

    In Curtis O. Rosemann v. Salsbury, Clements, Bekman, Marder & Adkins, LLC , the Maryland Court of Appeals reviewed a decision of the Court of Special Appeals affirming the decision of the Circuit Court of Howard County disallowing the ability of a child support judgment creditor from seizing personal injury settlement funds payable to the child support judgment debtor. According to the facts, the ...
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  • Have you requested a Pay Day Loan Lately?

    Maryland State Regulators have stated that pay day loans that charge exorbitant interest rates at say 300% are illegal in Maryland. Yet these outfits still continue to operate under the guise of the internet. Their mailing addresses are almost always unrecoverable. When you are lucky to corner a representative from one of these companies on the phone, they become very evasive and will typically ...
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